Fixed Rate Equity Loans: New York
 
We offer the following products with no application fee and no appraisal fee. We offer home equity loans and lines of credit on 1 and 2 family owner occupied properties. The home must be the owner's primary residence or true vacation home.
 
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Fixed Rate Equity Loans (Maximum to $500,000)  1st and 2nd Lien Rates

Rates as of Friday, May 11, 2012
Interest Rate Annual Percentage Rate Payment per $1,000 Payments Closing Costs Apply
Home Equity Loans: New York Properties
3 Year Fixed Home Equity Loan - NY - 1st Lien Rate
3.500% 3.986% $29.30 Show Payments and Rates $89.55
3 Year Fixed Home Equity Loan - NY - 2nd Lien Rate
4.000% 4.488% $29.52 Show Payments and Rates $91.65
5 Year Fixed Home Equity Loan - NY - 1st Lien Rate
3.500% 3.802% $18.19 Show Payments and Rates $89.55
5 Year Fixed Home Equity Loan - NY - 2nd Lien Rate
4.000% 4.303% $18.42 Show Payments and Rates $91.65
10 Year Fixed Home Equity Loan - NY - 1st Lien Rate
4.000% 4.159% $10.12 Show Payments and Rates $91.65
10 Year Fixed Home Equity Loan - NY - 2nd Lien Rate
4.500% 4.661% $10.36 Show Payments and Rates $93.75
15 Year Fixed Home Equity Loan - NY - 1st Lien Rate
4.250% 4.362% $7.52 Show Payments and Rates $92.70
15 Year Fixed Home Equity Loan - NY - 2nd Lien Rate
4.750% 4.863% $7.78 Show Payments and Rates $94.80
20 Year Fixed Home Equity Loan - NY - 1st Lien Rate
4.250% 4.337% $6.19 Show Payments and Rates $92.70
20 Year Fixed Home Equity Loan - NY - 2nd Lien Rate
4.750% 4.839% $6.46 Show Payments and Rates $94.80
25 Year Fixed Home Equity Loan - NY - 1st Lien Rate
5.250% 5.327% $5.99 Show Payments and Rates $96.90
25 Year Fixed Home Equity Loan - NY - 2nd Lien Rate
5.750% 5.828% $6.29 Show Payments and Rates $99.00
30 Year Fixed Home Equity Loan - NY - 1st Lien Rate
5.500% 5.568% $5.68 Show Payments and Rates $97.95
30 Year Fixed Home Equity Loan - NY - 2nd Lien Rate
6.000% 6.070% $6.00 Show Payments and Rates $100.05

Investors will pay .25% of the loan amount towards the mortgage recording tax.  The borrower will be responsible for the balance.
Annual Percentage Rates shown include a ¼% rate reduction with automatic payment deducted from an Investors' checking account.
Hazard insurance is required on all Equity Loans or Equity Lines of Credit. A $75.00 closing fee will be collected at closing on all Equity products except the Homeowner Consumer Loan and the Special Home Improvement Loan.  
 
All annual percentage rates and fees are subject to change without notice.